Source: RAJYA SABHA SESSION - 248 UNSTARRED QUESTION No 978; Data Values are Amount in Rs Millions; Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks (BSR-7); Bank credit are loans and advances and includes all types of credit facilities such as (a) cash credit, overdrafts, demand loans, term loans, (b) bills discounted/ purchased and factored receivables. This excludes inter-bank credit.